TABLE OF CONTENTS
Acknowledgments
Preface
Introduction
CHAPTER ONE
Signing Documents You Dont Read or UnderstandOr, Run When Your Husband Says, Just Sign Here, Honey
Don't Sign Legal Documents before You Read and Understand Them
Don't Sign Business Documents until Your Lawyer Reviews Them
Don't Sign Blank Legal Documents
Don't Sign Loan Documents You Don't Want to be Liable For
Never (or Almost Never) Deed Your Interest in Your Home to Your Husband
CHAPTER TWO
Failing to Protect Yourself in a Prenuptial Agreement
What is a Prenuptial Agreement?
Read and Understand the Prenuptial Agreement
Get Lawyers for Both Spouses
Negotiate the Prenuptial Agreement Well in Advance of the Wedding
Take the Emotion out of Negotiating a Prenuptial Agreement
CHAPTER THREE
Failing to Protect Yourself and Your Children in Marriage
Keep Your Separate Property Separate
Understand Your Husband's Job or Business
Be Insured
Get Your Own Credit and Protect It
Liability for Debts
Domestic Violence: It's Not Your Fault, But What Can You Do?
CHAPTER FOUR
Failing to Protect Yourself and Your Children in Divorce
Hire Your own Divorce Lawyer/Other Advisors
Take Off the Rose-Colored Glasses
Know What Your and Your Husband Own
So You're Divorcing: How Much Should You Get?
What You Can Do to Limit Your Liability to Creditors
Alimony and Child Support
Forget About Fair: It Costs Too Much
Make a Clean Financial Break
CHAPTER FIVE
Starting a Business: Good Intentions Do Not Protect You from Bad Legal ResultS
Are You an Entrepreneur
How Much Capital Do You Need?
Form a Limited Liability Entity
CHAPTER SIX
Running a Business: Good Intentions Do Not Protect You from Bad Legal Results
Try to Learn theGovernment Rules That Affect Your Business
Pay Those Payroll Taxes
Pay Those Sales Taxes
Learn the Labor Laws and Follow Them
Maintaining a Home Office
Be Insured
CHAPTER SEVEN
Unexpected Tax Liabilities and Fights with the IRS
File Joing Income Tax Return with Great Care ad Caution
Report AllI Mean Allof Your Income and Don't Deduct Personal Expenses
File Your Tax Returns on Time Even If You Cannot Pay All the Taxes
Carefully Review Your Tax Return for Accuracy Before Filing
Beware of Cocktail Party Tax Tip
CHAPTER EIGHT
Failing to Protect Legal Title to Your Property
Documents That Transfer Ownership
Recording Deeds and Liens Against Property in Public Records
Legal Forms of Ownership
Owning Property in Fee
Common Forms of Co-ownership
Cummunity Property
Partnership
Identify Your Ownership Interest on the Deed
Record Your Ownership Interest
Record Restrictions on Co-owners' Rights
Choose Your Co-owners Carefully
CHAPTER NINE
Failing to Plan for Your Death or Incapacity
Maintain Complete, Clear Records of What You Own and Where It Is
Prepare a Will or Trust
Planning for Distribution of Your Pension Benefits
Beware of Estate-Planning Scams
Plan for the Needs of Your Business After Your Death
Durable Power of Attorney for Health Care and Related Documents
CHAPTER TEN
Failing to Hire and (When Appropriate) Fire Lawyers
Hire a Lawyer and Do It Right
Hire a Lawyer Who Fits Your Needs and Works With You
If You Hire the Wrong Lawyer, End the Relationship and Move On
Read and Negotiate Your Fee Agreement
CHAPTER ELEVEN
Great Women, Common Experiences
FINAL NOTE
Appendix A
Quit Claim Deed
Appendix B
Deed of Trust
Appendix C
Prenuptial Agreement
Appendix D
Articles of Incorporation
Appendix E
Simple Will
Appendix F
Revocable Living Trust
Appendix G
Advance Health Care Directive and Statutory Form Durable Power of Attorney for Health Care
Appendix H
Uniform Statutory Form Power of Attorney
ENDNOTES
INDEX